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Sunrise over the Gulf and a wide white sand beach on Marco Island, with rows of beach umbrellas and palms along the shore

Collier County, Florida

Marco Island Real Estate & Lifestyle Guide

Six miles of Gulf beach, a hundred miles of waterways

Beachfront condominiums, canal front homes and island living at the southern edge of Naples, between the Gulf and the Ten Thousand Islands.

Why Marco Island

An island built around the water

Marco Island is the largest barrier island in Southwest Florida's Ten Thousand Islands area, according to the Naples, Marco Island, Everglades Convention & Visitors Bureau, and sits at the southern end of the Naples coastline. The City of Marco Island describes about 6 miles of Gulf beach and more than 100 miles of waterways, and its Waterways Advisory Committee counts 5,723 homes on canals or waterfront property.

The island has a long human history. The Calusa lived here for well over a thousand years, and the carved wooden Key Marco Cat was excavated here in 1896 by Frank Hamilton Cushing. Modern Marco Island began when the Mackle brothers' Deltona Corporation bought most of the island in 1962 and opened it on January 31, 1965. The city incorporated on August 28, 1997.

Today the island is a mix of high rise and mid rise beachfront condominiums along Collier Boulevard, canal front homes with docks and lifts throughout the interior, villas, and waterfront estates. It connects to the mainland by the Judge S.S. Jolley Bridge on Collier Boulevard and the Stan Gober Memorial Bridge to Goodland on San Marco Road.

Marco Island Fact

Otter Mound Preserve, a 2.45 acre Conservation Collier preserve on Addison Court, protects a Calusa shell mound dated to roughly 700 to 1,200 AD, with historic whelk shell terracing and an interpretive trail. The Marco Island Historical Museum on Heathwood Drive tells the island's story from the Calusa to today.

By the numbers

Marco Island at a glance

Census figures describe the City of Marco Island (ACS 2020 to 2024 5 year estimates). Beach and waterway figures are published by the City of Marco Island. Drive figures assume light traffic; allow more time in season.

6MIOf Gulf beachCity of Marco Island
100+Miles of waterwaysCity of Marco Island
16,205ResidentsU.S. Census Bureau, ACS 2020 to 2024 5 year estimates
49%Homes held for seasonal useShare of all housing units. U.S. Census Bureau, ACS 2020 to 2024
$896KMedian home value$896,300, owner occupied units. U.S. Census Bureau, ACS 2020 to 2024
30MINTo Fifth Avenue SouthAbout 17 miles. OpenStreetMap routing, 2026
A boat pulled up on a wide sandy Marco Island beach under a deep blue sky, with beachfront condominium towers in the distance

Where the canals meet the Gulf

On Marco Island the beach and the boat are rarely far apart. Canal front homes reach the Marco River, Capri Pass and the Gulf; the inland waterway leads north toward Naples; and to the south and east lie Caxambas Pass, Goodland and the Ten Thousand Islands. Access, depth and bridge clearance vary by property.

Aerial view of turquoise water, sandbars and mangrove islands beside waterfront homes and canals on Marco Island
Sunrise to sunset

Life on Marco Island

Mornings on the beach, afternoons on the water and dinner on the river. Interior canals are idle speed, no wake, so most trips start slowly before opening up on the Marco River.

i.

Boating

Run the Marco River out through Capri Pass to the Gulf, north on the inland waterway toward Naples, or south past Caxambas toward Cape Romano and the Ten Thousand Islands.

ii.

Beaches

Tigertail Beach, South Marco Beach and the long Gulf shoreline along Collier Boulevard, plus boat only beaches on Keewaydin, Kice Island and Cape Romano.

iii.

Fishing

Redfish, snook, gray snapper, spotted seatrout and sheepshead in the backcountry, and artificial reefs offshore. A Florida saltwater license is required.

iv.

Wildlife

Shorebirds at Sand Dollar Island, sea turtles nesting from May through October, and Florida burrowing owls, a state threatened species, nesting in burrows around the island.

Marco Island compared with Naples

Close to Naples.A world of its own.An island, on island time.

Island living, with services

Marco Island has its own city government, police department and fire rescue, 2 Publix supermarkets, a Winn-Dixie, pharmacies, an NCH urgent care center, a public library branch and a historical museum. Daily errands rarely require leaving the island.

Atlantic hurricane season runs June 1 to November 30, with peak activity in early to mid September.

Connected to Naples

Fifth Avenue South is about 17 miles and 30 minutes away, Naples Airport about 31 minutes, and Southwest Florida International Airport about 67 minutes. Goodland and Isles of Capri are each about 5 miles away, and Port of the Islands about 29 minutes east.

Local Note

The nearest hospital with a 24 hour emergency room is Physicians Regional Collier Boulevard, about 11 miles and 21 minutes away. NCH Marco Island Urgent Care on Heathwood Drive is open daily.

Sunlit brick path through palms and sea grape leading toward the beach on Marco Island
Beach path, Marco Island.

Available on Marco Island

Marco Island homes for sale

Explore current beachfront condominiums, canal front homes, villas and lots, updated from the MLS.

Market perspective

Marco Island real estate market

358

Active listings on Marco Island in September 2026: 119 single family homes, 200 condominiums and 39 lots. Source: Marco Island Area Association of REALTORS® MLS, September 2026 Market Report.

The numbers first, then what they may mean. Monthly figures move with the season and with a handful of large sales, so we read them alongside the properties behind them.

Request a market report
September 2026 compared with September 2025. Marco Island single family homes, condominiums and lots.
MeasureHomesCondosLotsAll
Inventory119 −28%200 −26%39 −46%358 −30%
Properties sold28 −28%37 +61%4 −60%67 0%
Median sales price$1.6M 0%$600K −13%$475K −32%—
Average days on market85 −9%127 −31%395 +211%202 +51%
Sold volume$61M −36%$28M +2%$1M −88%$89.5M −31%

Source: Marco Island Area Association of REALTORS® Multiple Listing Service, September 2026 Market Report. The association's published totals may not equal the sum of the columns because of rounding.

  • What it may mean

    Fewer listings than a year ago, with condominium sales up and single family and lot sales down. Average days on market for lots rose sharply, which in a small sample can reflect a few long listed parcels selling. One month is a snapshot; we look at rolling 6 and 12 month figures before drawing conclusions.

  • Census home value

    The Census Bureau estimates a median owner occupied value of $896,300 for the City of Marco Island (ACS 2020 to 2024). It is a survey estimate, not a sale price.

  • Good to know

    Special flood hazard zones on Marco are AE and VE. The city participates in the Community Rating System at Class 6, which the city says brings a 20% discount on NFIP flood insurance. The current flood map took effect May 16, 2012; newer FEMA maps are preliminary. Check each property and get insurance quotes early.

The properties

Real estate on Marco Island

From Gulf front towers to quiet canal streets. Prices change week to week, so they aren't published here. These are the property types that come to market, and what we look at with each.

  1. Beachfront condominiums

    High rise and mid rise buildings along Collier Boulevard with Gulf views. Review association budgets, reserves, insurance and recent structural inspections.

  2. Canal front homes

    Single family homes with docks, lifts and pools. The route to open water matters as much as the home: bridges, canal width and distance to the river.

  3. Canal routes and bridges

    Whether a canal route passes under any of the island's fixed bridges, some as low as about 3 feet, decides which boats can reach open water. Ask us to map the route for any home you are considering.

  4. Waterfront estates

    Larger homes on wide water, points and bay front lots. Seawall condition, dock permits and flood elevation are part of every evaluation.

  5. Villas and townhomes

    Attached homes with less exterior upkeep. Confirm what the association covers, from roofs to landscaping.

  6. Off water homes

    Interior homes on lake or garden lots, often with the same beach and boating access through public ramps and marinas.

  7. Vacant lots

    Waterfront and interior lots for new construction. Building depends on zoning, flood elevation and city permitting.

  8. Boat slips and dockage

    Slips come with some condominiums and are available at marinas. Rules and ownership structures differ; ask before you plan around one.

The boating lifestyle

Built around the water

What boaters should know about Marco Island, drawn from the NOAA Coast Pilot, the City of Marco Island and Collier County.

Boats in a marina at sunset with a long bridge across the water in the distance
Marina at sunset, Marco Island area.
The passes
Capri Pass is the pass the Coast Pilot describes as used by boaters to reach inland waters, marked by lights and daybeacons. Big Marco Pass is closed off by a barrier island, and Caxambas Pass is subject to continual change. The Coast Pilot calls local knowledge mandatory for these passes.
The Marco River
Big Marco River runs about 11 miles from Big Marco Pass to Gullivan Bay, with a reported controlling depth of about 4 feet and shoaling between Capri Pass and Daybeacon 18.
North to Naples
An 11 mile inland waterway runs through creeks, bays and dredged cuts between Marco and Naples, well marked and connecting at Gordon Pass.
Bridges
The Jolley Bridge and the Goodland bridge each have 55 feet of clearance. Inside the island, the city's bridge survey lists vertical clearances from about 3 feet to about 14.4 feet. Clearance is a key question for any canal front home.
Speed rules
The city sets idle speed, no wake in all interior canals, bays and waterways, plus no wake areas off the beaches. Year round state manatee zones cover the Marco River, Factory Bay, Caxambas and Goodland waters.
Ramps, fuel and service
  • Caxambas Park, county ramp and fuel
  • Collier Boulevard Boating Park, 2 ramps, just north of the Jolley Bridge
  • Goodland Boating Park, 2 lane ramp and wet slips
  • Rose Marina on the Marco River, fuel, lift and service
  • Safe Harbor Calusa Island in Goodland, fuel and dry storage
Boater's Note

Keewaydin Island, reachable only by boat, is largely state owned and part of the Rookery Bay reserve. Kice Island, Morgan Beach and Cape Romano are day use only, with seasonal access restrictions for nesting birds. The well known Cape Romano dome house was destroyed by Hurricane Ian in 2022.

Local Tip

The city publishes a bridge clearance survey and a marine flyer with reef coordinates, pump out stations and tow services. Marco Island Police lend children's life jackets free of charge.

Boating disclaimer. Water depth, tidal conditions, bridge clearance, canal width, dock size, boat lift capacity and navigational access vary by individual property and change over time. This information is general and drawn from public sources. Buyers should independently verify boating conditions, permits and access for any specific property, including with a marine surveyor, dock contractor or licensed captain, before purchase.

Aerial view of a waterfront restaurant with boat docks, blue umbrellas and a thatched roof on the Marco River
Waterfront dining on the Marco River, Marco Island.
Dining on Marco Island

Where locals eat

Waterfront tables on the Marco River, island favorites and Goodland's fish houses. Some are seasonal; check hours before you go.

  • Snook Inn

    Bald Eagle DrSeafood, steaks · 1215 Bald Eagle Drive

    Waterfront on the Marco River with inside and outside seating and live music.

  • CJ's on the Bay

    The EsplanadeWaterfront seafood · 740 North Collier Boulevard

    Outdoor gazebo bar on Smokehouse Bay at The Esplanade, with docking nearby for diners arriving by boat.

  • DaVinci's Ristorante

    South CollierItalian · 599 South Collier Boulevard

    Homemade pasta and a pizza oven that runs late into the evening.

  • Sale e Pepe

    Marco Beach Ocean ResortSouthern Italian · 480 South Collier Boulevard

    Southern Italian dinner at Marco Beach Ocean Resort, Tuesday through Sunday.

  • Kretch's

    Bald Eagle DrAmerican · 527 Bald Eagle Drive

    Comfort food with daily lunch and dinner specials.

  • Nacho Mama's

    Marco WalkTex Mex · 599 South Collier Boulevard

    Family owned Tex Mex and American kitchen at Marco Walk Plaza.

  • Marco Island Brewery

    Marco Town CenterBrewery · 1089 North Collier Boulevard

    House brewed beer and a long list of craft taps, with pizza and casual fare.

  • Little Bar Restaurant

    Goodland · 5 miSeafood, prime rib · 205 Harbor Place North

    A Goodland waterfront restaurant since 1978. Closed for summer; the website lists an October 2026 reopening.

Hours and seasonal openings change; please confirm with each restaurant. Listings are for information only and are not endorsements.

Beaches, preserves & wildlife

Beaches & nature

Gulf beaches on the island, shorebird sanctuaries, boat only islands and the reserves of the Ten Thousand Islands. Distances are approximate drives from central Marco Island.

Broad white sand beach and calm turquoise Gulf water on Marco Island
480 Hernando Drive

Tigertail Beach & Sand Dollar Island

A Collier County beach park open 8 a.m. to sunset, with boardwalks and parking. Across the tidal lagoon, Sand Dollar Island is part of FWC's 456 acre Big Marco Pass Critical Wildlife Area; nesting areas may be posted closed March 1 to August 31.

View of the Gulf and a long curving beach from a high beachfront balcony on Marco Island
South Collier Boulevard

South Marco Beach & Residents' Beach

South Marco Beach offers public access with paid parking. Residents' Beach and Sarazen Park South Beach are open to Marco Island Civic Association members. Live shelling is not allowed in county parks.

Kayak pulled up on a sandy beach in the Ten Thousand Islands with a lone mangrove in the shallowsNPS photo, public domain
By boat

Keewaydin, Kice Island & Cape Romano

Boat only beaches north and south of the island. Keewaydin is largely state owned within the Rookery Bay reserve; Kice Island, Morgan Beach and Cape Romano are day use, with seasonal restrictions for nesting birds.

Sandy shoreline, sea grasses and mangroves in the Ten Thousand IslandsS. Hillebrand, USFWS, public domain
300 Tower Road, Naples

Rookery Bay Research Reserve

About 110,000 acres from Gordon Pass to the western Everglades. The Environmental Learning Center has a 2,300 gallon mangrove aquarium and a touch tank; open Tuesday to Saturday, closed in September.

White ibis foraging at Collier-Seminole State ParkJudy Gallagher, CC BY 2.0
1831 Addison Court

Otter Mound Preserve

A 2.45 acre Conservation Collier preserve on the island protecting a Calusa shell mound, with an interpretive trail loop and 4 parking spaces.

2 brown pelicans floating on calm waterolekinderhook, CC BY 3.0
May 1 to October 31

Sea turtle nesting season

Loggerheads nest on Marco's beaches from May through early August, with hatchlings emerging through October. Collier County asks for shielded, low wattage lighting, and the city requires beach furniture to be removed nightly.

Ten Thousand Islands NWR

East via US 41

About 35,000 acres of mangrove, marsh and hammock established in 1996, with the Marsh Trail and observation tower on US 41.

Collier-Seminole State Park

On US 41

7,271 acres with a boat ramp on the Blackwater River and a 13.5 mile canoe trail toward the Ten Thousand Islands.

Port of the Islands

17 mi · 29 min

A boating community at the gateway to the Ten Thousand Islands. Read our Port of the Islands guide.

The practical guide

Living here, day to day

Schools, places of worship and everyday services on and near Marco Island.

Schools & education

Marco Island is in the Collier County Public Schools district. Use the district's Interactive Zoning Tool to find the schools assigned to a specific address.

Good to Know

School assignments and attendance boundaries should always be independently verified with Collier County Public Schools. Boundary questions can go to boundary@collierschools.com.

Tommie Barfield Elementary School

Public · K to 5 · on the island

101 Kirkwood Street, Marco Island.

Florida DOE school grade 2025 to 26: A

Marco Island Charter Middle School

Public charter · 6 to 8 · on the island

1401 Trinidad Avenue, Marco Island.

Florida DOE school grade 2025 to 26: A

Marco Island Academy

Public charter · 9 to 12 · on the island

2255 San Marco Road, Marco Island.

Florida DOE school grade 2025 to 26: A

Lely High School

Public · 9 to 12 · Naples

1 Lely High School Boulevard, Naples. Verify zoning for any address with the district tool.

Florida DOE school grade 2025 to 26: B

Voluntary Prekindergarten (VPK)

Early childhood

Free VPK for Florida children who turn 4 by September 1, through the Early Learning Coalition of Southwest Florida.

YMCA Early Learning Center

Early childhood · on the island

101 Sand Hill Street, Marco Island. 239.394.9622

School grades are assigned by the Florida Department of Education and published by Collier County Public Schools (2025 to 2026 School and District Grades). Listing a school here does not mean it serves any particular address.

Churches & places of worship on Marco Island

A local resource list of congregations on the island. Service times vary by season; contact each directly.

San Marco Catholic Church

Roman Catholic

851 San Marco Road. sanmarcochurch.org

St. Mark's Episcopal Church

Episcopal

1101 North Collier Boulevard. stmarksmarco.org

Marco Lutheran Church

Lutheran Church, Missouri Synod

525 North Collier Boulevard. marcolutheran.org

Marco Presbyterian Church

Presbyterian (PCA)

875 West Elkcam Circle. marcochurch.com

Wesley United Methodist Church

United Methodist

350 South Barfield Drive. wesleymarco.org

United Church of Marco Island

Interdenominational

320 North Barfield Drive. ucmarco.org

Jewish Congregation of Marco Island

Jewish

991 Winterberry Drive. marcojcmi.com

Provided as community resource information only.

Everyday life on Marco Island

Most daily needs are on the island. Hospital care and larger shopping are in Naples.

Groceries

On the island

Publix at Shops of Marco, 175 South Barfield Drive, with a pharmacy; Publix at Marco Town Center, 1089 North Collier Boulevard; Winn-Dixie at Marco Island Marketplace, 625 North Collier Boulevard.

Pharmacy

On the island

Walgreens, 1800 San Marco Road; CVS, 676 Bald Eagle Drive; Publix pharmacy at Shops of Marco.

Urgent care

On the island

NCH Marco Island Urgent Care, 40 Heathwood Drive, open daily with CT and X ray. 239.624.8540

Hospital

About 11 mi · 21 min

Physicians Regional Collier Boulevard, 8300 Collier Boulevard, Naples, with a 24 hour emergency room. NCH Baker Hospital in downtown Naples is about 18 miles.

Police & fire

City of Marco Island

Marco Island Police Department, 51 Bald Eagle Drive (non emergency 239.389.5050), and Marco Island Fire Rescue. Call 911 for emergencies.

Library

On the island

Collier County Public Library, Marco Island Branch, 210 South Heathwood Drive. Residents can get a Collier County beach parking permit here.

Hardware

On the island

Marco Ace Hardware, 880 East Elkcam Circle, and Sunshine Ace, 1720 San Marco Road.

Veterinary care

On the island

Marco Veterinary Hospital, 1842 San Marco Road.

City services

50 Bald Eagle Drive

City Hall, building permits, floodplain information and bridge clearance data at cityofmarcoisland.com. 239.389.5000

Good to Know

Marco Island's population rises sharply in season; the city cites a permanent population of about 16,500 and a peak of about 40,000. Allow extra time on Collier Boulevard and at the Jolley Bridge during the winter season.

Location & distances

Marco Island location & distances

Approximate drives from central Marco Island at Collier Boulevard and San Marco Road, calculated with OpenStreetMap routing. Times assume light traffic; add time in season.

  • Downtown Naples · Fifth Avenue South17.2 miAbout 30 minutes
  • Naples Pier18.5 miAbout 34 minutes
  • Naples Airport (APF)17.2 miAbout 31 minutes
  • Southwest Florida International (RSW)48.8 miAbout 67 minutes
  • I-75, Exit 101 at Collier Boulevard14.0 miAbout 24 minutes
  • Goodland5.2 miAbout 12 minutes
  • Isles of Capri5.7 miAbout 14 minutes
  • Port of the Islands17.1 miAbout 29 minutes
  • Everglades City30.6 miAbout 46 minutes
  • Physicians Regional Collier Boulevard10.7 miAbout 21 minutes; hospital with 24 hour ER
  • Waterside Shops22.6 miAbout 40 minutes; Coastland Center about 19 miles
  • Downtown Miami105 miAbout 2.5 hours

Map: Marco Island is marked at Collier Boulevard and San Marco Road. Naples lies north via Collier Boulevard over the Jolley Bridge; Isles of Capri sits just north across the Marco River; Goodland lies east via San Marco Road; the Ten Thousand Islands stretch south and east. Open a larger map. Map data © OpenStreetMap contributors.

Facts & data

Marco Island community profile

Neutral housing and population estimates from the U.S. Census Bureau for the City of Marco Island, compared with Collier County.

Good to Know

About half of Marco Island's housing units are held for seasonal, recreational or occasional use, so the island's population and traffic change noticeably through the year. For property level detail, the Collier County Property Appraiser is the authoritative source.

Source: U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates, via Census QuickFacts, Census Reporter and the UF Shimberg Florida Housing Data Clearinghouse. Land area from the 2020 Census. Percentages and density calculated from published counts.
MeasureMarco IslandCollier County
Population16,205398,291
Households8,609165,875
Average household size1.882.37
Median age67.953.3
Median household income$101,523$90,045
Housing units18,500239,406
Owner occupied89.4%76.6%
Renter occupied10.6%23.4%
Seasonal, recreational or occasional use49.2%24.9%
Median value, owner occupied$896,300$540,700
Median gross rent$1,990$1,862
Land area12.16 sq mi1,997 sq mi
The Waterways in Paradise team seated together aboard a boat docked on a Southwest Florida canal
The Waterways in Paradise TeamKeller Williams Marco Realty
The team

Meet the Waterways in Paradise team

“We live it sunrise to sunset.”

Waterways in Paradise is a team of experienced Southwest Florida real estate professionals specializing in Marco Island, Naples, and the surrounding coastal communities. Powered by Keller Williams Realty Marco Island/Naples, the team combines extensive real estate experience with local knowledge, waterfront expertise, boating experience, design insight, and a strong commitment to personalized service.

Led by Mike and Tamra Ludwig, Waterways in Paradise includes Brian Hood, Judy Keator, Shelly Arch.

Client reviews · Homes sold by our team

View of the Gulf and a long white sand beach from a beachfront balcony on Marco Island
Selling on Marco Island

Own a home on Marco Island?

Waterfront property doesn't value neatly by the square foot. Two homes of the same size on the same street can sell very differently because of what sits behind them: the dock, the lift, the view down the canal or over the Gulf, and the bridges between the dock and open water. In a market with relatively few sales, the right comparables matter even more.

Our Marco Island home value review is a professional market analysis, prepared from MLS sales and current competing listings and adjusted for the details buyers here pay for.

  • Waterfront position
  • Canal location & bridges
  • Dock & boat lift
  • Water access & route
  • Views
  • Property condition
  • Renovations
  • Pool & outdoor living
  • Recent comparable sales
  • Competing inventory
  • Location in the community
  • Association fees & reserves
Request a Marco Island Home Value Review

Prefer to start online? Use our home valuation request or read about selling with Waterways in Paradise.

Questions

Marco Island FAQ

Not finding your answer? Ask Michael directly.

Where is Marco Island?

Marco Island is a city in Collier County on the Gulf coast, at the southern end of the Naples coastline and the northwestern edge of the Ten Thousand Islands. Fifth Avenue South in downtown Naples is about 17 miles away, roughly 30 minutes by car in light traffic. The island is reached by the Jolley Bridge on Collier Boulevard and by San Marco Road through Goodland.

What types of homes are available on Marco Island?

Beachfront and bay front condominiums, canal front single family homes with docks and lifts, waterfront estates, villas, off water homes and vacant lots. In September 2026 the Marco Island Area Association of REALTORS® reported 358 active listings: 119 homes, 200 condominiums and 39 lots.

Is Marco Island a boating community?

Yes. The city describes more than 100 miles of waterways, and its Waterways Advisory Committee counts 5,723 homes on canals or waterfront property. Capri Pass connects the Marco River to the Gulf, an inland waterway leads to Naples, and the Ten Thousand Islands lie to the south and east. Bridge clearance and depth vary by canal, so verify both for any specific home.

Do Marco Island canals have bridges?

Some do. The City of Marco Island publishes a bridge clearance survey listing vertical clearances for interior bridges from about 3 feet to about 14.4 feet. The Jolley Bridge and the Goodland bridge each have 55 feet of clearance. The route from a dock to open water determines which boats a home can practically keep.

What beaches are on Marco Island?

About 6 miles of Gulf beach, including Tigertail Beach, a Collier County park with access across the lagoon to Sand Dollar Island, and South Marco Beach. Residents' Beach and Sarazen Park South Beach are open to Marco Island Civic Association members. Keewaydin Island, Kice Island and Cape Romano are reachable by boat.

How far is Marco Island from Naples and the airports?

Downtown Naples is about 17 miles, roughly 30 minutes. Naples Airport is about 31 minutes, and Southwest Florida International Airport (RSW) is about 49 miles, roughly 67 minutes, in light traffic. Drives take longer in season.

What schools serve Marco Island?

Marco Island is in the Collier County Public Schools district. Tommie Barfield Elementary, Marco Island Charter Middle School and Marco Island Academy, a public charter high school, are on the island, each graded A by the Florida Department of Education for 2025 to 26. School assignments and attendance boundaries should always be independently verified with Collier County Public Schools.

What should buyers know about flood zones and insurance on Marco Island?

Special flood hazard zones on Marco are AE and VE. The city participates in the National Flood Insurance Program's Community Rating System at Class 6, which the city says brings a 20% discount on flood insurance premiums. The current flood map took effect May 16, 2012, and newer FEMA maps are preliminary. Check the zone and elevation for any property and get flood and wind insurance quotes early.

What should buyers know before purchasing waterfront property on Marco Island?

Map the boat route from the dock, including every bridge and its clearance at high tide; confirm depth at the dock and along the route; check seawall, dock and lift condition and permits; and review the flood zone and insurance. For condominiums, review association budgets, reserves and inspections. Sea turtle lighting rules apply to beachfront properties from May through October.

How is Marco Island different from Port of the Islands?

Marco Island is an incorporated city with Gulf beaches, shopping and services on the island. Port of the Islands is a smaller boating community on US 41, about 29 minutes east, surrounded by preserve land at the edge of the Ten Thousand Islands. Read our Port of the Islands guide.

Connect

Interested in Marco Island?

Whether you're considering buying, selling, or simply want to better understand the Marco Island market, connect with Michael and the Waterways in Paradise Team.

Sources, notes & photo credits

Sources

  • City of Marco Island: Present Day Marco Island, Mackle Brothers, Beach Access, Bridge Clearance Survey, Floodplain Management, Waterways Advisory Committee brochure (2020) and marine flyer
  • U.S. Census Bureau, ACS 2020 to 2024 5 year estimates, via QuickFacts, Census Reporter and the UF Shimberg Florida Housing Data Clearinghouse
  • Marco Island Area Association of REALTORS®, September 2026 Market Report
  • NOAA, U.S. Coast Pilot 5, Chapter 4 (October 2026)
  • Florida Administrative Code 68C-22.023, Collier County manatee protection zones
  • Collier County Parks & Recreation: Tigertail Beach, Caxambas Park, Collier Boulevard Boating Park, Goodland Boating Park; Collier County sea turtle lighting guidance
  • FWC, Big Marco Pass Critical Wildlife Area; Rookery Bay National Estuarine Research Reserve; U.S. Fish and Wildlife Service, Ten Thousand Islands NWR
  • Conservation Collier, Otter Mound Preserve; Marco Island Historical Society; Naples, Marco Island, Everglades CVB
  • Collier County Public Schools, 2025 to 2026 School and District Grades
  • Drive distances: OpenStreetMap data with OSRM routing, October 2026

Information is believed accurate as of October 2026 but is not guaranteed. Hours, services and conditions change; please verify independently.

Photo credits

  • Marco Island photographs: supplied by Waterways in Paradise and S2 Brand Lab
  • Team photo: Waterways in Paradise
  • Tiger Key, Ten Thousand Islands: National Park Service, Wikimedia Commons, public domain
  • Ten Thousand Islands shoreline: Steve Hillebrand, USFWS, Wikimedia Commons, public domain
  • White ibis: Judy Gallagher, Wikimedia Commons, CC BY 2.0
  • Brown pelicans: olekinderhook, Wikimedia Commons, CC BY 3.0

Landscape photographs represent the area and do not depict any specific property for sale.